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Status Update: All Credit Union branches and our Contact Center are now open (regular business hours). Due to limited local phone line availability, members may have difficulty reaching us by phone. As an alternative, members can email us securely using Online Banking or visit a branch for assistance.

Important Notification: The Credit Union's debit card authorization network is experiencing an outage which is causing many PIN-based debit card transactions to be declined in error. This issue affects ATM withdrawals and point-of-sale (merchant) transactions which are processed as "debit". If you have an SFEFCU Visa Debit Card, choosing the "credit" option instead of "debit" at the merchant terminal will allow the transaction to properly authorize. Our IT technicians are working diligently to resolve this issue. We apologize for any inconvenience this may cause you and thank you for your understanding.

Status Updates
Important Notice: On September 7th, Equifax announced a cyber-security incident. Learn more here.
Important Notification: The Credit Unionís Online and Mobile Banking is currently experiencing intermittent service delays and your connection may be unavailable. Please continue to check back periodically as our IT technicians are working diligently to solve this issue. We apologize for any inconvenience this may cause you and thank you for your understanding.

South Florida Educational Federal Credit Union will be closed Monday, October 9 in observance of Columbus Day.
We are currently experiencing some technical difficulties in our Member Contact Center. Please continue to access your accounts through online and mobile banking channels. You can also email us securely using online banking. We apologize for the inconvenience.
Quick Reference Rates
Annual Percentage Rate(APR)
as Low as
New Autos
1.99%
Used Autos
2.49%
VISA®
10.50%
Line of Credit
9.49%
Home Equity LOC
3.99%
Computer
8.99%
Annual Percentage Yield(APY)
as High as
Prime Savings
0.25%
 
Checking
0.15%
 
Share Certificates
1.56%
 
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