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Student Services

As an educational credit union, our goal is to provide you with all the financial tools you need to succeed. South Florida Educational Federal Credit Union is a full service credit union. We offer a wide array of free or low-cost services, excluding monthly service charges or high minimum balance requirements, and because we are not-for-profit, we are able to pay you higher dividends to your savings accounts and offer you lower interest rates on your loans.

We’ve customized our student services and programs to fit your lifestyle. Whether you’re simply looking for a basic savings account or you want to invest in a share certificate(CD) to earn more on your dollar, we’ll help get you on the fast track to better money management. We offer:
* If you are 17 years old or younger, restrictions apply. Contact our Member Contact Center for specific information on restrictions for this particular service.

Scholarship Program
We've made a commitment to the educational community to help our youth take charge of their finances. Our Hubert O. Sibley Four-Year Florida Prepaid University Tuition Scholarship began in 1995. Since then, South Florida Educational Federal Credit Union has helped hundreds of students attend college. We award 15 four-year scholarships annually to graduating high school seniors.

Primary members of South Florida Educational Federal Credit Union who are also students at Miami Dade College (MDC), are eligible to win our MDC Tuition Reimbursement Scholarship. This scholarship is awarded at the end of each semester.

International Students
To further benefit young people, we have expanded our services to include MDC International students. We acknowledge the sacrifice involved in furthering your education and want to assist you with all of your financial needs. The following forms of identifications will be accepted for membership:
  • Current Foreign passport
  • Current US Government issued VISA
  • Current Florida Driver License (or other US state issued DL)
  • Current Florida issued Identification Card
"Got Green?" Financial Literacy Program*
"Got Green?" is a free service available to all Miami-Dade County Public Schools and Miami Dade College students. Speakers are available to conduct workshops on a variety of financial topics. Topics include:

Got Green Logo
  • Money Management
  • Building and Maintaining Good Credit
  • The True Cost of a College Education
  • Trends in Identity Theft
  • Resumé Writing & Interviewing Skills

To schedule a presentation, contact our Community Relations representatives at or call 305-270-6696.

*Presentations should be requested at least 30 days in advance.

Student Loan Calculator
From - One of the biggest decisions for those entering college is how to finance their education — and for more than two-thirds of those getting bachelor’s degrees, the answer involves taking on debt. The calculator offers a guide to the borrowing picture at various institutions — and what it takes after graduation to repay the loans.
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