latest scams
Remember: If you have any concerns regarding your account or encounter a suspicious situation, please contact South Florida Educational FCU immediately.

Equifax Data Breach – 9/7/2017

On September 7, 2017, Equifax Inc. announced a cyber security incident. Based on Equifax's investigation, the unauthorized access occurred from mid-May through July 2017. This potentially can impact approximately 143 million U.S. consumers. The compromised information includes names, Social Security numbers, birth dates, addresses and, in some instances, driver's license numbers and credit card numbers.

In response to the incident, Equifax is offering free identity theft protection and credit file monitoring to all U.S. consumers, even those that are not impacted by this incident. This offering is called TrustedID Premier. It includes credit monitoring from Equifax, Experian, and TransUnion, copies of Equifax credit reports, the ability to lock and unlock Equifax credit reports, identity theft insurance, and internet scanning for Social Security numbers - all complimentary to U.S. consumers for one year.

For more information and to enroll please visit

PIN Fraud Trend at Gas Stations – 05/2016

The Credit Union has learned of a trend where skimmers are being placed on pumps at gas stations. What makes these skimmers particularly dangerous is that they steal your card number and your Personal Identification Number (PIN)! We are working with law enforcement and other financial institutions to try and stop this trend.

As a result, we recommend that you always conduct your transactions as a credit, rather than a debit transaction in which you enter your PIN. After selecting "credit," you will be prompted to enter your billing zip code to complete the purchase. This will prevent your PIN from being compromised. If you have any questions, please call our Member Contact Center.

Counterfeit Cashiers' Check Fraud Warning! – 03/2016

We have been notified that fraudulent South Florida Educational Federal Credit Union Cashier's Checks are being used in various fraud schemes. Checks have been used in numerous ways such as secret shopper programs and to purchase advertised items from Craig's List. In several reported cases, a cashiers' check arrives without any prior notification. The check recipient then receives instructions in order to receive the check proceeds. Some of these schemes involve using UPS delivery services with fake or stolen tracking numbers. Unless you have specifically requested a cashier's check from South Florida Educational FCU or have received a cashier’s check at one of our branch locations, do not attempt to negotiate these checks. For more information about how to protect yourself from any type of fraud, please visit the FTC website by clicking here.

Text Message Fraud Alert – 03/2016

Credit Union members have reported receiving text messages claiming fraud on their VISA® cards and asking members to call a non-Credit Union phone number. Please be aware, this is a fraudulent message. Your Credit Union did not send this text. Please do not call the number and never give personal information over the phone. If you have any questions, please call us at 305-270-5250.

The 12 Scams of Christmas – 11/2015

Black Friday and Cyber Monday marked the beginning of the holiday shopping season – as well as holiday "fraud" season. Many consumers spend more money than usual this time of the year. Cybercriminals will increase their efforts to take advantage through scams such as phishing emails, quick money schemes and bogus gift cards. Here are a dozen of this season's top cyber threats, according to cybersecurity experts.

To protect your account:
  • NEVER respond to a text message or phone call that requests personal or account information.
  • For more information on Phishing/Vishing/Smishing, click here.
  • We will never ask you for personal or financial information via text messages, phone calls or emails.
  • Monitor your financial accounts (deposit and credit card accounts) on a regular basis.
If you have been a victim of this scam:
  • Report the incident to the Federal Trade Commission and file a complaint with the Internet Crime Complaint Center.
  • Report the telephone number(s) to your local carrier immediately so it can attempt to shut it down.
  • Immediately report any unauthorized transactions by contacting us directly.
  • To report any scams to the Credit Union send an email to
Click here to view previous scams.
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