South Florida Educational Federal Credit Union works hard to make your financial data available to you while
protecting your personal information from prying eyes. We have taken great strides to prevent potential fraud by
maintaining our systems and partnering with experts who we believe will provide you a safe online experience. We
will never request personal information from you in an email or from our website. If you ever have a question,
please call our Member Service Center
Lost/Stolen/Denied VISA® credit cards click here
We have put together some topics and links on ways to protect your family and avoid being a victim.
Attempts to commit fraud are too prevalent in our fast pace world. At your Credit Union, we believe in taking a
proactive approach to dealing with the looming threat of fraud, not only by the many security measures we take to
protect you and your account, but also by giving you the tools to make you more knowledgeable of the various types of
scams that may be out there.
Chances are it has already happened to someone you know. The FBI has stated that ID theft is one of the fastest
growing crimes in the United States. ID theft occurs when one person's identification (which can include name,
social security number, or any account number) is used or transferred by another person for unlawful activities.
These scams use email and/or pop-up messages, telephone calls or text messages to deceive you into disclosing your credit card numbers, bank account
information, Social Security number, passwords or other sensitive information. They may even contain a link that will install a Trojan on your phone or
Protect your Computer
One of the most important things you can do to protect your family is to secure your pc and be aware of online
dangers. The federal government has created a website called
On Guard Online
just for this purpose.
If you have a checking account or write checks, you could be a target. There has been a steady increase in
financial fraud since October 1999. Normally, from October through February is the busiest time of the year for
Wire Transfer Fraud
Wire transfers are the electronic transfer of funds from one financial institution to another. Wire transfers are the
equivalent to paying in cash. Once money has been wired, it is difficult to reverse. It is important that you know
the person to whom you are sending the wire. Whether it be an individual or a company, make sure they are reputable.
Card-skimming is the illegal copying of information from the magnetic strip of ATM cards for the purpose of
stealing the money from your bank. The scammers try to steal your details so they can access your accounts. Once
scammers have skimmed your card, they can create a fake or ‘cloned’ card with your details on it.
The scammer is then able to run up charges on your account.
Elder abuse involves various crimes, such as theft, assault or identity theft that strike victims of all ages. But
when the victim is 65 years old or older (or a disabled dependent adult), the criminal faces stiffer penalties.