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Personal Rates

Helping your money grow.

Personal Rates

Dividend Rates

Account TypeRateAPY1
Savings2
Prime Savings & Student Savings
0.30%0.30%
Special Savings3
College Tuition, Holiday, Income Tax, Member's Choice, Payday, Property Tax, Shared Earnings Dividend, Summer & Vacation Savings
0.30%0.30%
IRA Savings4
Traditional & Roth
0.65%0.65%
Health Savings40.65%0.65%
Coverdell Education Savings40.65%0.65%
Checking3
Checking, Student Checking & Credit Counseling Checking
0.05%
(on the first $500)
0.05%
(on the first $500)
Checking3
Checking, Student Checking & Credit Counseling Checking
0.15%
(on the amount above $500)
0.15%
(on the amount above $500)

Rates are subject to change. Rates effective as of August 1, 2018.

1APY = Annual Percentage Yield. 2Savings account balances above $100 earn dividends. Dividends are compounded daily and credited quarterly. 3Dividends are compounded daily and credited quarterly. 4Dividends are compounded daily and credited monthly.

Share and IRA Certificates

Share and IRA Certificates require a $1,000 minimum balance.

TermRateAPY1
3 months0.45%0.45%
6 months0.50%0.50%
9 months0.50%0.50%
12 months0.55%0.55%
18 months0.60%0.60%
24 months0.65%0.65%
36 months0.90%0.90%
48 months1.10%1.10%
60 months1.60%1.60%

Rates are subject to change. Rates effective as of June 1, 2018.

Dividends are compounded daily and credited monthly.1APY = Annual Percentage Yield.

Jumbo Share and IRA Certificates

Jumbo Share and IRA Certificates require a $100,000 minimum balance.

TermRateAPY1
3 months0.50%0.50%
6 months0.55%0.55%
9 months0.55%0.55%
12 months0.60%0.60%
18 months0.65%0.65%
24 months0.70%0.70%
36 months0.95%0.95%
48 months1.15%1.15%
60 months1.65%1.65%

Rates are subject to change. Rates effective as of June 1, 2018.

Dividends are compounded daily and credited monthly.1APY = Annual Percentage Yield.

Money Market Accounts

Account BalancesRateAPY1
$0–$2,499.990.25%0.25%
$2,500–$24,999.990.25%0.25%
$25,000–$49,999.990.25%0.25%
$50,000–$99,999.990.30%0.30%
$100,000–$149,999.990.45%0.45%
$150,000–$249,999.990.45%0.45%
$250,000 and over0.45%0.45%