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Personal Rates

Helping your money grow.

Personal Rates

Dividend Rates

Account TypeRateAPY1
Savings20.25%0.25%
Special Savings30.25%0.25%
IRA Savings40.60%0.60%
Checking3
on the first $500
0.05%0.05%
Checking3
on the amount above $500
0.15%0.15%

Rates are subject to change. Rates effective as of June 1, 2018.

1APY = Annual Percentage Yield.2Savings account balances above $100 earn dividends. Dividends are compounded daily and credited quarterly.3Dividends are compounded daily and credited quarterly.4Dividends are compounded daily and credited monthly.

Share and IRA Certificates ($1,000 minimum balance)

TermRateAPY1
3 months0.45%0.45%
6 months0.50%0.50%
9 months0.50%0.50%
12 months0.55%0.55%
18 months0.60%0.60%
24 months0.65%0.65%
36 months0.90%0.90%
48 months1.10%1.10%
60 months1.60%1.60%

Rates are subject to change. Rates effective as of June 1, 2018.

Dividends are compounded daily and credited monthly.1APY = Annual Percentage Yield.

Jumbo Share and IRA Certificates ($100,000 minimum balance)

TermRateAPY1
3 months0.50%0.50%
6 months0.55%0.55%
9 months0.55%0.55%
12 months0.60%0.60%
18 months0.65%0.65%
24 months0.70%0.70%
36 months0.95%0.95%
48 months1.15%1.15%
60 months1.65%1.65%

Rates are subject to change. Rates effective as of June 1, 2018.

Dividends are compounded daily and credited monthly.1APY = Annual Percentage Yield.

Money Market Accounts

Account BalancesRateAPY1
$0–$2,499.990.20%0.20%
$2,500–$24,999.990.20%0.20%
$25,000–$49,999.990.20%0.20%
$50,000–$99,999.990.25%0.25%
$100,000–$149,999.990.45%0.45%
$150,000–$249,999.990.45%0.45%
$250,000 and over0.45%0.45%