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Personal Rates

Helping your money grow.

Personal Rates

Dividend Rates

Account TypeRateAPY1
Savings2
Prime Savings & Student Savings
0.15%0.15%
Special Savings3
College Tuition, Holiday, Income Tax, Member's Choice, Payday, Property Tax, Shared Earnings Dividend, Summer & Vacation Savings
0.15%0.15%
IRA Savings4
Traditional & Roth
0.45%0.45%
Health Savings40.45%0.45%
Coverdell Education Savings40.45%0.45%
Checking3
Checking, Student Checking & Credit Counseling Checking
0.05%
(on the first $500)
0.05%
(on the first $500)
Checking3
Checking, Student Checking & Credit Counseling Checking
0.05%
(on the amount above $500)
0.05%
(on the amount above $500)

Rates are subject to change. Rates effective as of August 1, 2020.

1APY = Annual Percentage Yield. 2Savings account balances above $100 earn dividends. Dividends are compounded daily and credited quarterly. 3Dividends are compounded daily and credited quarterly. 4Dividends are compounded daily and credited monthly.

Share and IRA* Certificates

Share and IRA Certificates require a $1,000 minimum balance.

TermRateAPY1
3 months0.25%0.25%
6 months0.35%0.35%
9 months0.40%0.40%
12 months0.45%0.45%
18 months0.50%0.50%
24 months0.55%0.55%
36 months0.75%0.75%
48 months0.95%0.95%
60 months1.15%1.16%

*Traditional and Roth IRAs.

Rates are subject to change. Rates effective as of August 1, 2020.

Dividends are compounded daily and credited monthly.1APY = Annual Percentage Yield.

Jumbo Share and IRA* Certificates

Jumbo Share and IRA Certificates require a $100,000 minimum balance.

TermRateAPY1
3 months0.30%0.30%
6 months0.40%0.40%
9 months0.45%0.45%
12 months0.50%0.50%
18 months0.55%0.55%
24 months0.60%0.60%
36 months0.80%0.80%
48 months1.00%1.00%
60 months1.20%1.21%

*Traditional and Roth IRAs.

Rates are subject to change. Rates effective as of August 1, 2020.

Dividends are compounded daily and credited monthly.1APY = Annual Percentage Yield.

Money Market Accounts

Account BalancesRateAPY1
$0–$2,499.990.15%0.15%
$2,500–$24,999.990.15%0.15%
$25,000–$49,999.990.15%0.15%
$50,000–$99,999.990.15%0.15%
$100,000–$149,999.990.30%0.30%
$150,000–$249,999.990.30%0.30%
$250,000 and over0.30%0.30%