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graphic New silver four-door car in front of clothing store and tree with white sting lights

Don't be taken for a ride!

Refinance your current auto loan, lower your rate and don't make a payment for 90 days!

Refinance Your Auto Loan

Swap Your Loan, Drop Your Rate

Refinance your auto loan with us and lower your auto rate by at least 1%!* Below is an example of how a 1% rate reduction can save you money:

Loan AmountNumber of MonthsInterest RateMonthly Payment Interest Total
$20,000725%$323$3,183
$20,000724%$313$2,530

That is a savings of $653 over the life of the loan!

Plus, if you qualify for more than a 1% loan rate reduction, you can save even more! Also, if you have equity in your car, you may be able to take cash out using your loan as collateral.

A Credit Union auto loan gives you:

*APR=Annual Percentage Rate. Rates quoted are subject to change. Rates and terms may not apply to every borrower. All Credit Union loans are subject to approval and are granted based on individual creditworthiness, ability to repay and credit score. A down payment may be required. Used auto rates range from 2.99% – 18.00% APR with terms up to 72 months. 1% loan rate reduction subject to a Floor Rate equal to Prime Rate (found in Wall Street Journal) less 2.00%. Finance charge begins from date of loan disbursement and is repaid over the term. Offer excludes Beat the Lease auto loans, No Credit Check auto loans, and existing SFEFCU vehicle loans. Summer payments are not required if you are presently on a 10-month school payroll plan, except for Beat the Lease auto loans. Offer is subject to change at any time. The 2.99% rate for Used Auto loans requires a maximum loan term of 48 months. Longer terms are available and are priced accordingly.