Refinance Your Auto Loan

Swap Your Loan, Drop Your Rate

Refinance your auto loan with us and lower your auto rate by at least 1%!* Below is an example of how a 1% rate reduction can save you money:

Loan Amount Number of Months Interest Rate Monthly Payment Interest Total
$20,000 72 5% $323 $3,183
$20,000 72 4% $313 $2,530

That is a savings of $653 over the life of the loan!

Plus, if you qualify for more than a 1% loan rate reduction, you can save even more! Also, if you have equity in your car, you may be able to take cash out using your loan as collateral.

A Credit Union auto loan gives you:

*APR=Annual Percentage Rate. Rates quoted are subject to change. Rates and terms may not apply to every borrower. All Credit Union loans are subject to approval and are granted based on individual creditworthiness, ability to repay and credit score. A down payment may be required. Used auto rates range from 2.49% – 17.00% APR with terms up to 72 months. 1% loan rate reduction subject to a minimum APR of 1.5%. Finance charge begins from date of loan disbursement and is repaid over the term. Offer excludes existing SFEFCU vehicle loans. Summer payments are not required if you are presently on a 10-month school payroll plan. Offer is subject to change at any time.