Refinance Your Auto Loan

Refinance your auto loan with us and lower your rate by at least 1% and/or lower your monthly payment!*

Below is an example of how a 1% rate reduction can save you money:

Loan Amount Number of Months Interest Rate Monthly Payment Interest Total
$20,000 72 5% $323 $3,183
$20,000 72 4% $313 $2,530

That is a savings of $653 over the life of the loan!

What could you do with an extra $653? If you qualify for more than a 1% loan rate reduction, you can save even more! Plus, you won't have to make a payment for 90 days! That's extra cash in time for the holidays!

A Credit Union auto refinance offers:

Have equity in your car? You may be able to take cash out using your car as collateral.

*APR=Annual Percentage Rate. Rates quoted are subject to change. Rates and terms may not apply to every borrower. All Credit Union loans are subject to approval and are granted based on individual credit worthiness, ability to repay and credit score. A down payment may be required. Rates range from 2.49% – 17.50% APR. Terms available from 36 to 72 months. Subject to a minimum APR of 1.5%. Finance charge begins from date of loan disbursement and is repaid over the term. Offer excludes existing SFEFCU vehicle loans. Summer payments are not required if you are presently on a 10-month school payroll plan. This offer expires on December 31, 2017. Offer is subject to change at any time.