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This Winter You Can Put a Little Extra Money in Your Pocket

When You Skip Your December or January Loan Payment

Skip-a-Pay Winter Promo

Don't let the holiday season put a strain on your budget. Let your Credit Union help make your holidays a little merrier and stress-free with our Winter Skip-a-Pay Program.

For only $25 per loan, you can skip your December or January payment (either one monthly payment of two bi-weekly payments) on these select Credit Union loans.*

  • Auto – new/used
  • Boat – new/used
  • Motorcycle – new/used
  • RV – new/used
  • Computer
  • Personal Signature
  • Personal Line-of-Credit
  • Share Secured
  • Share Certificate
  • Summer Bridge
  • Hurricane Assistance
  • Payday

To skip your winter payment, log into Online Banking and click on the banner at the top of the page, call our Member Contact Center at 305-270-5250 or visit your nearest SFEFCU branch.

*The Winter Skip-a-Pay program is available between 11/1/2020-1/28/2021 for loans disbursed by 09/30/2020 and in good standing. Loan skip requests must be submitted at least three (3) days prior to the loan due date. Borrowers may elect either December or January as their winter skip period. Number of payment(s) skipped for the period selected will vary depending on payment agreement. During the winter skip period, interest and finance charges will continue to accrue on the loan but late payment charges will not be imposed. Participating in the Program will extend the term of the loan and will increase the total amount of interest and finance charges paid on the loan. Mortgage, Home Equity, VISA, New or Used Beat the Lease Auto Loans, repossession and deficiency loans, repayment agreements, repayment loans, or loans related to legal or collections activity are excluded from the Winter Skip-A-Pay Program.