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graphic Various school supplies spread over a desk. To the right, the words: Back to school.

Enter-to-Win Our #CUBack2School Sweepstakes!

Follow @SFEFCU on Instagram for a chance to win a $250 Visa gift card.

Share Your Favorite Back-to-School Memory!

Enter-to-Win Our #CUBack2School Sweepstakes

PROMOTION NAME: #CUBack2School Sweepstakes ("Sweepstakes")

DATES: Begins: August 1, 2019 at 12:00 a.m., Ends: August 31, 2019 at 11:59 p.m.; ET


The #CUBack2School Sweepstakes ("sweepstakes") is open to all registered users of Instagram who are 18 or older at the time of entry. South Florida Educational Federal Credit Union (SFEFCU) employees and officials, and their family members, are not eligible to enter the sweepstakes.

No purchase, payment or other considerations are necessary to enter or win. Making a purchase, payment, or conducting other financial transactions with SFEFCU will not increase your chances of winning.

SPONSOR, ADMINISTRATOR AND SOURCE OF FUNDS: Sweepstakes is sponsored, administered and funded by South Florida Educational Federal Credit Union, 7800 SW 117th Ave, Miami, FL 33183.

This sweepstakes is in no way sponsored, endorsed, or administered by, or associated with Visa Inc. As such, please direct any questions, comments, or complaints regarding the sweepstakes to the Administrator.

  1. PROMOTION PERIOD: Sweepstakes begins at 12 a.m., ET on August 1st, 2019 and ends at 11:59 p.m., ET on August 31st, 2019. ("Promotion Period").
  2. TO ENTER: You can enter the sweepstakes by completing the following steps:
    1. Follow @SFEFCU on Instagram
    2. Post a picture of your favorite back-to-school memory of you or your child(ren) on Instagram within the Promotion Period
    3. Tag @SFEFCU in the caption and in the image
    4. Use the hashtag #CUBack2School in your post
  3. ELIGIBILITY: The Sweepstakes is open to all registered users of Instagram who are 18 or older at the time of entry. To be eligible for the sweepstakes, your Instagram account profile must be public and you must complete all four entry steps listed in item (2). The sweepstakes is subject to all applicable federal, state, and local laws.
  4. RANDOM DRAWING: The winners will be selected from among all valid entries via a random drawing to be conducted on September 10th, 2019 at 4:00 p.m. ET. The drawing will be conducted at the South Florida Educational Federal Credit Union office located at: 7800 SW 117th Ave, Miami, FL 33183. The Administrator, whose decisions are final and binding in all matters, will conduct the drawing. Odds of winning depend on the number of valid entries received. The potential winners will be contacted via Instagram Direct Message. If the potential winners do not respond to the Instagram Direct Message within 48 hours from the first notification attempt, if the potential recipient fails to complete all required claim procedures within the specified time period, or if a potential recipient is not in compliance with these Official Rules, then such person shall be disqualified and an alternate winner may be selected.
  5. PRIZES: Three winners will be drawn to receive one $250 Visa gift card. All taxes and fees, and all other costs associated with the acceptance and redemption of the above prizes are the sole responsibility of the applicable winner.
  6. RELEASE OF LIABILITY AND PUBLICITY: The prize winners must consent to the use of their name, photographs, likeness, and limited biographical information for publicity and advertising purposes without further compensation, where permitted by law. All Entrants release the Sponsor and Administrator, as well as their officers, directors, employees, members, and all others associated with the development and execution of this sweepstakes (collectively, the "Released Parties") from any liability with respect to, or in any way arising from, this sweepstakes and/or acceptance or use of the prize, including liability for personal injury, damages, death or monetary loss.
  7. GENERAL RULES: The Released Parties are not responsible for lost, illegible, late, or for any error in the printing or interpretation of the offer, the administration of the sweepstakes, or in any announcement of the winner or prize. In no event will the Sponsors be liable for more than the stated prizes in Rule 5. The prizes are non-refundable and non-transferable except at the sole discretion of the Sponsors. The Sponsors reserve the right at its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of the sweepstakes, to be acting in violation of the Rules or any laws, or to be attempting to undermine the legitimate operation of the sweepstakes by cheating, hacking, deception, misappropriation, infringement, or any other unfair playing practices, poor sportsmanship, or intending to annoy, abuse, threaten, or harass any other participants or Sponsor representatives. CAUTION: ANY ATTEMPT TO DAMAGE OR UNDERMINE THE LEGITIMATE OPERATION OF THE SWEEPSTAKES MAY BE IN VIOLATION OF CRIMINAL AND CIVIL LAWS AND WILL RESULT IN DISQUALIFICATION FROM PARTICIPATION IN THE SWEEPSTAKES. SHOULD SUCH AN ATTEMPT BE MADE, THE SPONSOR RESERVES THE RIGHT TO SEEK REMEDIES AND DAMAGES (INCLUDING ATTORNEY FEES) TO THE FULLEST EXTENT OF THE LAW, INCLUDING CRIMINAL PROSECUTION.
  8. USE OF DATA: Sponsor will be collecting personal data about Entrants including e-mail addresses and telephone numbers in accordance with its Privacy Policy. Please review the Sponsor's Privacy Policy.

    By participating in the sweepstakes and providing your e-mail address and telephone number, Entrants hereby agree to Sponsor's collection and usage of their personal information and acknowledge that they have read and accepted the Sponsor's Privacy Policy.

  9. DISPUTES: Except where prohibited, Entrants agree that any and all disputes, claims and causes of action arising out of, or connected with, the Sweepstakes or any prize awarded shall be resolved individually, without resort to any form of class action, and exclusively by the appropriate court located in the State of Florida. All issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, your rights and obligations, or the rights and obligations of Sponsor in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the laws of the State of Florida, without giving effect to any choice of law or conflict of law rules (whether of the State of Florida or any other jurisdiction) which would cause the application of the laws or any jurisdiction other than the State of Florida.
  10. ANNOUNCEMENT OF WINNERS: For the names of the winners, please send a self-addressed, stamped, business size envelope to: South Florida Educational Federal Credit Union, 7800 SW 117th Ave, Miami, FL 33183. Requests must be postmarked no later than September 10th, 2019.