Vehicle Loans

All SFEFCU Vehicle Loans include

1Dependent on the type of vehicle and creditworthiness.
2All credit union loans are subject to approval and are granted based on individual creditworthiness, the ability to repay and your credit score. Summer payments are not required if you are presently on a 10-month school payroll plan.

Auto Loans

New and Used

Financing your next vehicle is easier than you think. With some of the lowest rates in town, flexible repayment terms (up to 84 months) and additional money-saving features, South Florida Educational FCU can make your loan process stress-free.

Auto Loan Refinancing

Refinance your auto loan with South Florida Educational FCU and lower your monthly payments. Enjoy lower rates and convenient terms to help you save money.

Refinance and pay new car rates for 2015 models and newer.1

2015 models and newer

Rates start as low as 2.24% APR2

2014 models and older

Rates start as low as 2.49% APR2

1Existing South Florida Educational Federal Credit Union loans are excluded from this offer.
2Quoted rates assume payments are made electronically, either by payroll deduction, ACH or Automatic Transfer; otherwise the rates increase by .50%. Rates shown may not apply to every borrower. All credit union loans are subject to approval and are granted based on individual creditworthiness, the ability to repay and your credit score. Summer payments are not required if you are presently on a 10-month school payroll plan. Rates quoted are subject to change.

Boat Loans

Enjoy the great outdoors on the high seas with a new or used boat loan from your credit union with flexible terms up to 120 months.

Motorcycle Loans

Feel the freedom of the open road as you cruise on your motorcycle! Whether you're looking for a new or used motorcycle, the Credit Union will help put you behind the wheel with great low rates and flexible repayment terms up to 60 months.

Recreational Vehicle (RV) Loans

RV loans are available for members seeking to enjoy the great outdoors and the open road. Remember, don't shop for your new RV until you get pre-approved for your loan with flexible repayment terms up to 120 months. A Credit Union pre-approved loan gives you financial leverage at any dealership.