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Loans
Apply for a Loan/Credit Card
Have you been thinking of applying for a loan/credit card, but haven’t had the time to call or visit a branch? No problem!
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Autos/Trucks (new & used)
If you’re thinking of purchasing a new or used vehicle, there’s no better place than your Credit Union. You’ll find we have some of the lowest rates in town and flexible repayment terms to meet all of your financial needs.
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Boats (new & used)
Set a drift care-free with a Credit Union boat loan and enjoy low rates, flexible terms and no summer payments if you’re on a 10-month school payroll plan.
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Calculators
For your convenience, we have included a number of different calculators. The calculators are solely for informational purposes and should provide reasonably accurate results however, the calculations are not intended to be relied upon as actual payment computations.
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Computer Loan
South Florida Educational Federal Credit Union and Dell Computers have partnered to offer the employees of Miami-Dade County Public Schools (M-DCPS) great deals on computers and computer packages sold by Dell.
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Home Affordable Refinance Program (HARP)
Allows homeowners to refinance into low mortgage interest rates even if the property has decreased in value.
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Home Equity Line of Credit
A home equity line works like a credit card. You have a to draw against. As you make your payments, those funds become available again.
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Home Equity Loan
A home equity loan offers a great way to use the equity in your home for a variety of purposes, like home improvements, bill consolidations, vacations, new car, boat, RV, etc.
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Insurance Options & Verifications
South Florida Educational FCU offers a variety of insurance options to protect you and your loan.
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Motorcycles (new & used)
Feel the freedom of the open road as you cruise on your motorcycle!
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National Board Certification Loan
South Florida Educational FCU is supporting teachers' efforts to gain National Board Certification by offering a loan that helps defray the cost of becoming certified.
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Payday Loan
South Florida Educational is interested in helping members break the exorbitant fees and costs associated with traditional payday lenders.
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Personal Line of Credit
A line of Credit is an unsecured loan with a pre-established limit.
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Personal Signature
Borrow the extra cash you need for that dream vacation, home repairs or any project you’ve been wanting to start, but haven’t because you were short on cash.
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Rates
The rates appearing on the rates page are accurate and effective as of the date indicated on that page.
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Recreational Vehicle (new & used)
Are you searching for an Recreational Vehicle to travel cross-country?
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Residential Mortgages
The flexibility of our mortgage products gives you the freedom to create a loan that is custom designed with the payment options you can comfortably afford.
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Share Certificate Loan
Lower interest rates are available to members who pledge their share certificates as collateral.
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Share Secured Loan
These loans have a lower interest rate and are available to members who pledge their savings as collateral.
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VISA® Credit Card
Destroy those high interest variable rate credit cards and acquire your Credit Union no annual service charge VISA® Classic or VISA® Platinum Credit Card. 
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