Skip to main content
Skip to navigation
graphic Woman smiling holding credit union credit card

Credit Card

Low rates and great rewards!

Credit Card

EdFed Rewards Visa® Credit Card

Benefits Include:

  • No annual fee1
  • No summer payments required
  • Low monthly minimum payment (1.5% of your balance or $25, whichever is greater)
  • Automatic enrollment in our EdFed Rewards program — earn 1 point for every $1 spent using your credit card2
  • No Cash advance fees on advances made in person or via EdFed 24/SEVEN1
  • Same low interest rate for both cash advances and purchases3
  • Cash withdrawals from ATMs available worldwide
  • Balance transfers to consolidate your debt from higher-rate credit cards
  • Smart-chip technology for added security
  • Real-time fraud monitoring to alert you to unusual activity 24/7, 365 days a year
  • Visa's Zero Liability Policy means you are not responsible for fraudulent purchases made with your card
  • Visa's Account Updater service

Additional Benefits Include:

The EdFed Rewards Visa® Credit Card costs you less and offers you the most value. Check out these everyday, money-saving cardholder benefits4:

EdFed Rewards Visa® Credit Card

EdFed Rewards VISA Credit Card

Destroy those higher interest rate credit cards, and acquire an EdFed no annual service fee credit card with great benefits. For members with special credit needs, a Visa® Rewards Secured Credit Card is available. It is the perfect fit for those wishing to establish or rebuild their credit. A Visa® Rewards Secured Credit Card offers all of the same fantastic benefits as our conventional credit card, but your card limit is secured by your savings account.

The EdFed Rewards Visa® Credit Card is an exclusive, members-only card that awards one point for every $1 you spend. Unlike other rewards cards that make you choose between great rewards or low rates, our EdFed Rewards Visa® Credit Card gives you fantastic rewards AND a great low rate! Plus, there's no annual fee4!

VISA® Account Updater

VISA® Account Updater service provides you with an easier transition when your EdFed Rewards Visa® Debit Card or Credit Card expires or is replaced. In partnership with EdFed, Visa automatically provides your new card number and/or expiration date to participating merchants who have stored your card number for recurring and automatic payments. Although not all merchants participate in Visa Account Updater, this secure service helps you avoid declined payments and unexpected service interruptions when your card information changes.

All EdFed cardholders are automatically enrolled in Visa® Account Updater. You can opt out of this service by contacting our Card Services department.

VISA® Checkout

Do you love to shop online but hate the headaches when it's time to pay? Then Visa Checkout, Visa's new digital payment service, can help you through the purchasing process. You can use it anywhere Visa Checkout is accepted and avoid entering your card and shipping details every time. All you need is your VISA® Checkout login to pay!