- No annual service fee
- No summer payments required
- Low monthly minimum payment (1.5% of your balance or $25, whichever is greater)
- Automatic enrollment in the Extra Credit Rewards program — earn 1 point for every $1 spent using your credit card
- Generous credit lines
- No service fee for cash advances
- Same low interest rate for both cash advances and purchases*
- Cash withdrawals from ATMs available worldwide
- Balance transfers to consolidate your debt from higher-rate credit cards
- Smart-chip technology for added security
- Real-time fraud monitoring to alert you to unusual activity 24/7, 365 days a year
- Visa's Zero Liability protection means you are not responsible for fraudulent purchases made with your card
- Visa's Account Updater service
VISA® Account Updater service provides you with an easier transition when your SFEFCU Visa® Debit Card or Credit Card expires or is replaced. In partnership with SFEFCU, Visa automatically provides your new card number and/or expiration date to participating merchants who have stored your card number for recurring and automatic payments. Although not all merchants participate in Visa Account Updater, this secure service helps you avoid declined payments and unexpected service interruptions when your card information changes.
All SFEFCU cardholders are automatically enrolled in Visa® Account Updater. You can opt out of this service by contacting our Card Services department.
Do you love to shop online but hate the headaches when it's time to pay? Then Visa Checkout, Visa's new digital payment service, can help you through the purchasing process. You can use it anywhere Visa Checkout is accepted and avoid entering your card and shipping details every time. All you need is your VISA® Checkout login to pay!