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Checking Accounts

Manage your finances conveniently and securely.

Checking Accounts

Checking Accounts

EdFed's Checking Account saves you money. Enjoy the following features:

  • Earns dividends
  • No monthly minimum balance requirement
  • No monthly service fees
  • No per check writing service fees
  • Your first box of custom credit union checks is free
  • Automatic deposits available through direct deposit
  • Free Publix and CO-OP ATM withdrawals
  • FREE account management access with EdFed 24/SEVEN, including Mobile Deposit
  • FREE Bill Pay
  • Free Bank-by-Phone
  • Overdraft Protection from your Prime Savings and/or Personal Line of Credit
  • Courtesy Pay provided on many checking accounts
  • Checks that draw your account negative or recurring automated transactions such as monthly utility bills, are automatically covered by Courtesy Pay
  • An EdFed Rewards VISA® Debit Card
  • EdFed Rewards program — earn 1 point for every $2 spent using your debit card for signature-based transactions (non-PIN)

To open an EdFed Checking Account, visit any one of EdFed's branches.

Student Checking Account

EdFed offers a variety of financial services for high school and college students and young adults*.

An EdFed Student Checking Account offers the following benefits:

  • Earns dividends
  • No monthly minimum balance requirement
  • No monthly service fees
  • No per check writing service fees
  • Your first box of custom credit union checks is free
  • Free Publix and CO-OP ATM withdrawals
  • FREE account management access with EdFed 24/SEVEN, including Mobile Deposit
  • FREE Bill Pay
  • Free Bank-by-Phone
  • Overdraft Protection from your Prime Savings and/or Personal Line of Credit
  • Eligible to apply for an EdFed Rewards VISA® Debit Card
  • EdFed Rewards program — earn 1 point for every $2 spent using your debit card for signature-based transactions (non-PIN)

*Young adults under the age of 15 must have an adult co-signor.